Saturday 16 November 2013

Cyber crime...how do we prevent it as a consumer

                        
Reference: Video from www.youtube.com

Ola again peeps,

Have you ever receive short message system (SMS) mentioned that you won something? Normally from the company you familiar with? How they know you always shop or use the particular brands, do they (cyber crimer) make their own research? They have a 
multi-million technology that can detect anyone transaction anywhere? Maybe some of you thinking when you always use membership card to collect point from a well known petrol company or they can detect from your online purchases? How they get you phone number? 

1001 questtion will pop up for the one who really take cyber crime seriously but the rest just ignore by deleting that SMS, hmmm the other quarter will reply the said reply with sarcastic message and another quarter will report this to authority.

But what about people who "lurus bendul" and believe that they won an amount of money, because their approach enough to convince some of the victims. After hundred of cases reported from media, a few not so effective campaign from authority and been surrounded by family and fried who had an experience before. They will easily fall into this scam because it's just depend on individual effort to gain information regarding cyber crime or they have to learn it in the hard way. Million of ringgit yearly reported being loss due to cyber crime.

Cyber-crimeen compasses any criminal act dealing
with computers and networks (called hacking). Additionally, cyber crime also includes traditional crimes conducted through the Internet. For example; hate crimes, telemarketing and Internet fraud, identity theft, and credit card account thefts are considered to be cyber crimes when the illegal activities are committed through the use of a computer and the Internet.(www.webopedia.com)

There are a lot of ways for them to find information about us, through credit/debit card transaction, online shopping, social medias, telecommunication account, etc....and don't be surprised if the hacking or leaking of information normally the "Modas oprandi" comes from within the organisation itself (Internal staff) . 

I've been working with one of the financial institution and easily I can say....you can take out a bunch of customers information without being traced. For an example on a daily, weekly or monthly report update it is easily accessible by any employees who work there and the information can be copied and be sold as leads for any businesses in their attempt of their marketing strategies to reach potential customer.  But on the other hand, it can also be used as reliable information for fraudsters to plan out their crime.

Though IT regulates checking and advocates all employees to comply with all IT regulations in the company, will this still be reliable and guarantees the info will not be leak? If the information has been leaked what actions can be taken for such crime? At most perhaps the organisation can terminate the employment but it will not go further than that with this kind of reputation, it will definitely tarnish the trust and reputation of the organisation itself. Therefore, at most if it doesn't involve monetary losses this type of cases will be settled outside the courthouse.

Who is actually the victim here? We are. Why? The ones who receives the unexpected calls from wanders telesales/telemarketing who will be calling us to sell their products.
Receiving online phishing emails from the unknown source. How do we stop this? Who will compensate of the invasion of privacy. No one! We can’t! 

Once our name and details has been leak out, all this information will be stored in a database. Who's database? either the fraudsters database or companies who runs business relying on customers information.

In fact, the information that we share on our social media network are also one of the biggest and latest collection of reliable information database that will be stored for businesses as this is the new trend of internet business approach to no boundaries.

Therefore, I urge everyone "the internet users", BE SMART, ACT SMART! we can stop this crime by being alert with what we read in the net. 
I always believe the easiest way is ton start with any types of any online websites and with any transactions that we deal with on our daily or monthly routine.

Here are some alerts that you can consider to prevent Cyber-CRIME.

  • No. 1 -Never ever share your passwords
    -  for any of your personal emails/online Banking web
  • No. 2 - Check your online transactions statements regularly
  • No. 3- Check the last visited date on the websites, * the date should not be that long from your last visit).
  • No 4. - Always check directly with your respective Banks if you find any discrepancies in your transactions.
  • No. 5 - Call the number from your respective bank MAIN WEBSITES.
    Don't call the number displayed from the unknown websites - the number could be routed to the Fraudsters call center's instead :)
  • No. 6 - Report to the police immediately if you suspect any cyber-crime 
  • No.7 - Share information on cyber-crimes with your family, peers, friends to educate them on latest crime updates.


We can make the difference...



Saturday 26 October 2013

T.S.B



pic source: URL: http://www.themalaysianinsider.com/


T.S.B – Tuan Senang Besar..;our Mokhtar Clan…who shall always be in our heart and memories forever…



My first Episode....

This is my first blog and I'm dedicating it to my beloved cousin, T.S.B. However, in this particular episode, I would like to share my side of the stories about my batch mate cousin, Kharis Idris or his Blogger name “Tuan Senang Besar” or perhaps as TSB. The reason why I would like to share the story particularly about TSB is because once before I never liked to gett involved in social media, but because of the tragic death that has taken away “TSB” to rahmatullah ....it has changed my perception in life especially on the advance technology world of social networking and the impact of viral…

My cousin "Yes", he was a blogger and untill his last moment in life, I have never read any of his blogs till the day he died. It was such a painful memory till today where I still could not accept the fact that he was no longer with us though it has been almost 2 years now. Arwah did not left much to his family in terms of dollars and cents but he actually has left us with more than any money could buy.

T.S.B - beautiful daughter 
For one, his beautiful 6 years old daughter that we adored so much and, two his wife, a strong young lady that we considered her as our closest family that we love dearly like a sister.






And three, his legacy – His  blog. A virtual platform where it has connected his stories through his blog with a lot of beautiful people through the social media network and now became his trustworthy friends.
I knew Arwah loved to write. During his high school years he loved to write stories which I always find it amusing and hilarious. Arwah was a funny guy indeed in his own mischievous way; not forgetting honesty was his best policy in giving out his directive opinion, yet a quiet person in character. I guess he found the way to express his thoughts and feelings through his writing where he connects with people and found beautiful friendship in his blog.

As time goes by and all of us grew up, we still do meet up regularly through family events, birthday parties and not forgetting “Mokhtar clans special event – “Halloween party” where all of us would occasionally dressed up to scare our nieces and nephews for the sake of being fun together as a family.
But TSB would never missed any of the events though his fingers was always typing out on his Blackberry or Iphone looking down to the screen , giggling to himself reading either the Facebook comments, or writing up his blog. Yes, again his Blog.

I got really annoyed and I always thought that he was being a "party pooper" and always pressed him to socialise and to join the crowd. Being the TSB that we knew (quiet in character) he kept his normal mode and continued with his precious gadgets.
For all the things that I have mentioned about TSB, the thing that I amazed most is that how social media really connects to people and how by writing Blogs can actually find beautiful friendship for a life time. How my very own cousin who I loved and respected even more had changed and touched so many of people’s lives. This is real.

I have found several Blogs that wrote about TSB sharing their stories, telling good stories about how they knew him and how he has touched their lives in many ways. I have found a webpage where TSB’s friends had organized a fund raising event dedicated specially for TSB and the money was donated to TSB’s daughter’s education fund.






Many of the bloggers did not now know much about TSB but they shared similar passion through blogging. His friends who knew him through his Blog had organized events as an attribute for TSB where they valued the true meaning of friendship.

picture source: http://arminbaniaz.com/2011/10/rest-in-peace-my-friend.html

For one, I never knew that my cousin TSB had passion for running till the day he died when I met some of his blog mates who attended the funeral and shared their stories on how they met TSB and found these pictures from their blogs. I did not now know he was that serious in running. I only thought that he ran a couple of KM just to lose some fats!. There were TSB’s running marathon friends, cyclist friends, hiking friends where they have shared their hobbies and interest and found each other through blogging.
And all this while I thought TSB was the quiet one, maybe shy and do not like to socialize. Damn I was wrong. The TSB that I knew and the TSB most of my family knew had the most exciting life meeting various people and he was actually living up to his passion. Kudos to you Boy! TSB.
To TSB’s family, we shall take care of you and stay close to each other..
To TSB’s wonderful friends…you have definitely changed TSB’s life and I’m pretty sure that he was very happy just to have all of you as his friends.
That's me with Arwah...will always
miss u "Boboi"..arwah's nickname...

This is a new beginning for me in the world of Blogging and I truly believe I shall continue to explore the Blogging World that TSB once done before …connecting to people..

We shall wait for the next chapter of blogging world…Thanks to TSB.
Al-Fatihah…





These are several links who shares their stories about TSB on how "Blogging" connects them.
This are real stories....stories on how social media helps to connect people...where ever you are...